First Actuarial offers a tailored service to identify the right risk transfer solution for your scheme. Our specialist risk transfer team advises clients on both buy-outs and buy-ins, and we work with all the insurers in the market.
We use our extensive experience to help you find a solution that will meet all your needs.
We can estimate the cost of securing your liabilities and track that for you over time. And through our Client Hub, you can monitor your scheme’s funding level on a daily basis. This makes it easier to spot attractive and suitable risk transfer opportunities as soon as they arise.
We never forget how worrying a buy-out can be for scheme members, as pension provision moves to an unfamiliar insurer. We can take their anxieties away by providing clear and comprehensive information at every stage.
For many schemes full buy-out is not the answer. We use our knowledge of insurers and their costs to identify the approach that will deliver the best value for money.
Where the immediate cost of a buy-out turns out to be prohibitive, we will draw on our knowledge of insurer costs and work with you to create a structured plan.