Find Out About Money is our financial wellbeing programme. We help your employees understand more about budgeting, saving and borrowing, giving them skills to manage money and make plans for the future. When your employees are on top of their finances, they’ll be on top of their job – happy, focused and working productively.
Financial wellbeing services for your staff
Growing numbers of people suffer from stress caused by money worries. They’re unhappy, and they’re not fulfilling their potential at work.
Schools teach some of the life skills and knowledge that we need for adult life – from healthy eating to planning a timetable. But few people are taught how to manage money, an essential part of personal well being. As a result, millions of adults suffer the consequences of poor financial understanding and decision-making, which can spill over into their working life.
How First Actuarial can help
Find Out About Money is a series of learning modules for your staff. We’ll deliver clear, meaningful information so your employees understand how to make the best possible choices with their money.
One great thing about Find Out About Money is its flexibility. We start by talking with you, to agree your objectives and your employees’ needs. We take you through the Learning Modules we offer and the building blocks we use to deliver learning and support – from workshops and surgeries to websites and videos, and everything in between!
Your tailor-made programme will give your employees the information they need in ways that suit them best. You can blend webinars and one-to-one web chats, websites with booklets, and the learning modules are available individually or as a programme, depending on your objectives and your budget. See our building blocks for the choices you have in our module delivery.
Once your Find Out About Money programme is up and running, we can refine it over time as your needs change and we get to know your employees.
What do our modules cover?
Because people’s financial concerns change over time, we’ve created modules that address the needs that arise at different stages of life, and these include:
Start Work
Starting a new job
We help new staff understand the benefits you offer and the options they can choose from.
Budgeting
We explain how people can buy the same things more cheaply, and what this extra money can do for any savings or debt they may have accumulated.
Managing Debt
Almost everyone has debt. We explain the difference between good debt and bad debt. We show how to reduce debt and any interest payable on it, and manage credit rating.
Saving enough to stop work
We demonstrate a simple way to set an income target for retirement. And we explain to employees how to work out when they’ll be able to retire, and what their options are.
Addressing tax issues
Certain staff may have tax issues as a result of saving too much in any one year or over their lifetime. We outline the options that will help them make informed decisions.
Retirement counselling
Retirement can be a scary time. We’ll work with your staff to explain their retirement options and suggest ways to make the most of their income and their retirement years.
Start Work
Retire
Budgeting
We explain how people can buy the same things more cheaply, and what this extra money can do for any savings or debt they may have accumulated.
Saving enough to stop work
We demonstrate a simple way to set an income target for retirement. And we explain to employees how to work out when they’ll be able to retire, and what their options are.
Retirement counselling
Retirement can be a scary time. We’ll work with your staff to explain their retirement options and suggest ways to make the most of their income and their retirement years.
Retire
Why First Actuarial?
First Actuarial set up its financial wellbeing team over a decade ago, with an early understanding of the value of independent financial education in the workplace.
Our financial wellbeing consultants offer experience from across financial services. They understand money and how to crunch numbers. And they’re great communicators. This blend of skills makes us ideally placed to help you build and deliver a financial wellbeing programme for your workforce.
But what sets us apart from the rest?
We’re friendly
We use clear language that everyone will understand.We take our work seriously, but we’re not stiff and corporate.Our clients and their employees have a great time working with us and we think you will too.
We’re free-thinking
Legal compliance is a starting point, but it needn’t be a straitjacket. We think creatively and spontaneously about how to get you and your employees the best possible outcomes.
We’re flexible
Our team is professional and experienced, and we’ll get things done to your timescales.
We’ll be your trusted partner, designing a programme to meet your needs using existing and bespoke modules.
Pension one-to-ones are valuable not just for those approaching retirement but for younger people as well. By fine-tuning their pensions at that stage, they can retire earlier. Planning ahead can mean the difference between travelling the world and relying on food banks.
– Julie Cridland, Employee Experience Lead, Aster Group
Find out more about our financial wellbeing services
Download our financial wellbeing brochure.
